Gym & Fitness Studio Startup Equipment Financing in Arizona

Arizona's health-conscious population and year-round outdoor lifestyle make fitness one of the most promising small business categories in the state. Whether you're opening a traditional gym, a CrossFit box, a boutique fitness studio, or a personal training facility, equipment financing can get you open without exhausting your startup capital.

Phoenix Equipment Finance works with new fitness business owners across Arizona to finance their equipment, from a single piece of cardio equipment to a complete gym buildout.

Fitness Equipment We Finance for Startups

Cardio Equipment

• Commercial treadmills: $3,000 – $10,000 each
• Elliptical trainers: $2,500 – $8,000 each
• Stationary bikes (upright and recumbent): $1,500 – $5,000 each
• Rowing machines: $1,000 – $4,000 each
• Stair climbers: $3,000 – $8,000 each

Strength Equipment

• Cable machines and functional trainers: $3,000 – $10,000 each
• Plate-loaded equipment: $2,000 – $8,000 each
• Free weight systems (dumbbells, barbells, racks): $5,000 – $30,000
• Smith machines and power racks: $2,000 – $8,000 each

Group Fitness & Specialty

• Spin bikes (commercial): $1,500 – $3,500 each
• CrossFit and functional fitness equipment: $10,000 – $50,000
• Yoga and Pilates equipment: $5,000 – $30,000
• Boxing and MMA equipment: $5,000 – $25,000

Facility Equipment

• Commercial rubber flooring: $5,000 – $30,000
• Locker room equipment: $5,000 – $20,000
• Sound systems and TVs: $3,000 – $15,000
• Access control and POS systems: $3,000 – $10,000

Complete Gym Package Financing

For new gyms, we can finance a complete equipment package — cardio, strength, flooring, and technology — as a single transaction, often $50,000 to $200,000, with one monthly payment.

Startup Gym Financing Requirements

• Personal credit: 580+ for most programs
• Down payment: 10–15% for most packages
• Location lease: Signed lease with adequate square footage
• Business plan: Helpful for amounts over $100,000
• Fitness certifications: Strengthen the application (NASM, ACE, NSCA)

Apply for Gym Equipment Financing

Serving new gyms and fitness studios across Phoenix, Scottsdale, Mesa, Chandler, Gilbert, Tempe, Peoria, and all of Arizona.

Apply at https://phoenixequipmentfinance.com/apply or email [email protected].